Best UK Credit Cards for Qantas Points 2026

If you love travelling and want to earn Qantas Points on your everyday spending in the UK, you might be searching for a dedicated Qantas credit card. While Qantas does not offer its own branded credit card to UK residents, all is not lost. You can still earn thousands of Qantas Points by using specific UK rewards credit cards that allow you to transfer your points to the Qantas Frequent Flyer program, which can be redeemed for flights, upgrades, and other travel-related rewards.

In this article, I will cover the best strategies and flexible UK reward cards you can use to earn Qantas Points, how the transfer process works, and help you decide if it is the right choice for your travel goals.

Is there a Qantas Credit Card in the UK?

Qantas Credit Card UK

Currently, there is no direct Qantas branded credit card available in the UK market. However, you can use flexible reward cards specifically from American Express and HSBC to collect points on your daily spending and transfer them directly into your Qantas account, which can be used for flights, hotel stays, car rentals, or even some shopping. If you frequently fly with Qantas or its partner airlines, these flexible rewards cards might be exactly what you need to upgrade your trip.

Top UK Credit Cards for Earning Qantas Points

American Express Preferred Rewards Gold.

This is an excellent starting point. It earns Amex Membership Rewards points at a rate of 1 point per £1 spent. These can be transferred to Qantas Points at a 1:1 ratio.

Currently, there is a special offer yielding a 40,000-point sign-up bonus, and the card comes with 4 free airport lounge passes.

The Platinum Card from Amex

The Platinum Card from American Express is a premium option. Like the Gold card, it earns Membership Rewards points that transfer 1:1 to Qantas.

While it carries a high annual fee, it offsets this with incredible travel benefits, including unlimited global airport lounge access and comprehensive worldwide travel insurance

HSBC Premier Mastercards

If you prefer a Mastercard, the HSBC Premier and Premier World Elite Mastercards are excellent options. You earn HSBC points on your everyday spending, which transfer to Qantas at a ratio of 1 HSBC point to 0.5 Qantas Points.

However, keep in mind there are strict eligibility criteria: you must have at least £100,000 in savings or investments with HSBC, or an individual annual income of £100,000 or more.

How Do You Earn Qantas Points in the UK?

Earning Qantas Points

It works on the principle that the more you spend, the more Qantas Points you earn. For every £1 spent on eligible purchases, you’ll earn Qantas Points. This includes shopping, dining, or even paying bills, but it doesn’t cover cash withdrawals or certain other transactions.

There are also special promotions now and then where you can earn bonus points for specific purchases or activities, such as booking travel through Qantas or shopping with partner brands. Best UK Travel Credit Cards

Redeeming Qantas Points

Once you have collected a decent number of points now you can redeem them for various rewards which includes:-

  • Flights: Book flights with Qantas or any of its airline partners, including British Airways and American Airlines.
  • Upgrades: If you already have a flight booked, you can use your points to upgrade to a higher class of service.
  • Hotels & Car Rentals: Use your points to book hotel stays or rent a car while traveling.
  • Qantas Store: You can also shop for gadgets, home appliances, and more through the Qantas online store.SkyTeam Credit Card UK

Benefits of Using Amex or HSBC Cards for Travel

Flexible Travel Rewards

Earning Qantas points through these flexible rewards cards is all about versatility. Whether you want to book a flight, get an upgrade, or book a hotel, your points can be used in many different ways. This flexibility is perfect for anyone who loves to travel but doesn’t want to be locked into a specific reward type.

Travel Insurance

A nice bonus of choosing a premium card like the Amex Platinum is access to complimentary travel insurance. This can cover travel cancellations, lost luggage, and even medical emergencies. Peace of mind can make a big difference, especially for frequent travelers.

Airport Lounge Access

Airport lounges are a great way to relax before a flight. Cards like the Amex Gold and Amex Platinum provide access to thousands of airport lounges worldwide, where you can enjoy complimentary food, drinks, and Wi-Fi.

Earning Qantas Points vs. Other Airline Rewards

Should You Collect Avios Instead of Qantas Points?

If you are considering whether to collect Qantas Points or Avios, remember that British Airways and Qantas are both in the oneworld alliance. For UK residents, it is often much faster to earn Avios through the British Airways Amex or Barclaycard Avios.

You can then easily use those Avios to book Qantas flights, rather than transferring Amex points directly to Qantas. KLM Credit Card UK

Transferring to Qantas vs. Virgin Atlantic Reward Card

The Virgin Atlantic Reward Mastercard is a great free option for earning Virgin Points. However, Virgin has a much more limited partner network compared to the oneworld alliance.

So your points are less flexible if you specifically want to use them for widespread travel across Australia or Asia. KLM Credit Card UK

Pros and Cons of Transferring UK Points to Qantas

Pros: Highly flexible points, 1:1 transfer ratio, great sign-up bonuses.

Cons: Amex isn’t accepted everywhere in the UK, foreign transaction fees apply when spending abroad, takes an extra step to transfer points.

Is Transferring Points to Qantas Right for You?

Using a UK flexible rewards card to earn Qantas Points could be an excellent option if you are a frequent traveler or enjoy earning rewards for travel-related purchases. With the ability to earn Qantas Points, access to travel insurance, and a wide range of redemption options, it offers a lot of value to the right user.

However, if you’re not someone who travels often or prefers other loyalty programs, there might be other credit cards that better fit your needs.

Conclusion

Using cards like the Amex Gold or HSBC Premier is a solid choice for earning rewards and enjoying travel perks. With its comprehensive features, including the ability to earn points on every purchase, access to airport lounges, and travel insurance. It’s a great way to enhance your travel experience. Consider your spending habits and travel preferences before deciding if it fits you right.

If you have any question drop in the comment box. Also if you like our article do share this with friends and the relatives.

What are Qantas Points, and how can I earn them?

Qantas Points are rewards you earn for every eligible purchase made with a flexible rewards card like American Express or HSBC.

Can I use Qantas Points for flights with airlines other than Qantas?

Yes, you can use them with Qantas partners like British Airways and American Airlines.

Can I get a Qantas credit card in the UK?

No, Qantas does not issue credit cards in the UK.

Do these UK reward cards offer travel insurance?

Yes, premium cards like the Amex Platinum include comprehensive travel insurance.

How can I redeem my Qantas Points?

You can redeem them for flights, upgrades, hotels, car rentals, or shopping.

Can I use British Airways Avios to fly Qantas?

Yes! Because both airlines are part of the oneworld alliance, you can book Qantas flights using Avios earned from UK Barclaycard or BA Amex credit cards.

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