Onmo Credit Card Apply 2024 | How to Apply for Onmo Credit Card?

Are you looking for credit cards with a limited credit history? The Onmo Credit Card has just hit the market and might be the solution you are searching for! Our team did detailed research to provide correct and accurate information in a single article.

Let’s move further in the article to understand the details and see how Onmo is the right fit for you.

What is Onmo Credit Card?

Onmo is a brand-new card provider based in the United Kingdom. Currently, Onmo only offers credit cards but is planning to release debit and business cards. It’s marked as a fairer and easier credit card. This credit is best suited for people with a limited credit history.

Read More:- Monzo Flex Credit Card

Features of Onmo Credit Card

Here are the unique features of Onmo that set it apart from the rest of the credit cards:-

• User-Friendly Mobile App– Onmo card helps you keep track of your credit score with alerts and informative prompts.
• Transparent Charges: Onmo prides itself on transparency, ensuring you understand all charges associated with your credit card. Visit Onmo’s FAQ for detailed information on charges.
• Build Your Credit Score: Onmo card can also help you to build your credit score if you use it responsibly.
• Alerts for Credit Score Maintenance: Onmo app provides alerts to help you avoid actions that could negatively impact your credit score.
• Flexible Credit Limit:- Onmo provides a credit limit starting from £200.

Eligibility Criteria

To apply for the Onmo Credit card applicant must meet a few eligibility criteria:-

• You must be 18 or above to apply for the card.
• Permanent residents of the United Kingdom can only apply for the card.
• Applicant doesn’t have any County Court Judgments (CCJs), or Individual Voluntary Arrangements (IVAs) in the last 6 months.

Read More:– Tesco Credit Card

How to Apply for Onmo Credit Card?

You can easily apply Onmo Card online by following a few steps:-

• To apply for the credit card visit the official website and follow the instructions.

• Fill all the details carefully as asked in the form.
• After filling the first section move to verify mobile number.
• After verifying mobile number provide your income and expenses and asked the the form.
• Submit the form after providing all the necessary information and wait few days for final approval.

Onmo Credit Card Login

You can login to your Onmo Credit Card by using the below steps:-

• Install Onmo App from the app store if you have not install it already.
• Now open Onmo app and enter your mobile number and password.
• If your login is successful, you can get all the details, including CVV number.
• The Onmo Credit Card App lets you control your transaction and set a reminder.
• All the fees and the charges that come with Onmo are completely transparent.
• If you have not applied yet, follow the above steps to apply for Onmo easily.

How to activate Onmo Credit Card?

Here are the steps to activate Onmo Credit Card:-

• Install Onmo from the app store if not install.
• Log in to your account with your username and password
• Now, visit the Account Section.
• Find the activate option.
• Follow the on-screen instructions to activate your credit card.

If you have difficulty during activating your credit card, contact the support team for solution.

Onmo Credit Card Charges

Categories	Charges
Foreign purchase transaction fee	2.99% of GBP (£) value above the Visa Exchange rate
Cash withdrawals	3% or £3 (whichever is greater)
Late payment fee	£12
Over Limit fee	£12
Failed payment fee	£12

Limits	Amounts
Spending in store or online (not contactless)	Daily Limit £2,000; Limit per transaction £2,000
Spending in store  (contactless)	Up to £100 per transaction; up to £200 before PIN is needed
Cash machine (ATM)	£250 per day (rolling 24 hour period)

Onmo Credit Card Cash Withdrawal limit

The Onmo Card provides a flexible credit limit starting from £200. The credit limit depends on the individual. It varies from person to person depending upon your credit history while applying for the Onmo Card.

You can withdraw cash up to your credit limits. Cardholders can generally withdraw cash from ATMs ranging from 20 to 40% of their credit limit, and the rest can be used for card transactions.

Before withdrawing cash, it is noted that it charges you an interest rate of 39.9%.

For the rest, you can manage your transactions from the Onmo card app itself.

How to close Onmo credit card?

Follow the below steps you can easily close your Onmo card:-

• Before closing the card first of all ensure you have no dues left or clear all your dues completely.
• Redeem all your points and rewards before closing.
• Contact the support team or visit the official Onmo website to begin the process.
• Provide all the details asked by the customer for succesful cancellation.

Note:- Calcelling credit cards can negatively impact your credit score.

Onmo card not working

I know it is very frustrating if the card does not work properly. Here are a few steps you can do to fix this:-

Restart your phone

Sometimes these small methods help to fix a large problem. If there is a poor connectivity issue, rebooting can simply resolve your issue.

Contact Onmo support team.

If the issue persists try to contact customer support on this contact detail 0330 333 6000. Customer support can definitely help you to fix your issue.

Onmo credit card customer service number

Onmo offers customer support via a contact form on their website. You can also email the support or call them directly to their representative and ask for help.

• Email id – [email protected]
• Customer support team is available on 0330 333 6000 Monday to Friday, 9 am – 5 pm ( except on Bank Holidays ).

You can reach out to the above contact details and get your problem solved as soon as possible.

Conclusion

The Onmo Credit Card presents a competitive opportunity for individuals looking to build credit responsibly. Onmo has many features to access, and if you use it responsibly, you can also increase your credit score.

However, there is a negative side as well. The high APR rate makes this card unsuitable for some users. However, using it carefully, the Onmo Credit Card could be the key to unlocking your financial goals.

Always read the terms and conditions carefully before applying for any credit card. If you have any questions or concerns, don’t hesitate to comment on your question in the comment section, or you can ask directly to the support team by visiting the official website of Onmo.

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