Natwest Credit Card 0 balance transfer 2024

If you live in the United Kingdom, you must come across the Northwest credit card balance transfer offer.The NatWest credit card 0 balance transfer offer was introduced for people in the UK.

For some reason, these offers were withdrawn but are now available to the UK credit card market. In early 2014, the NatWest 0% balance transfers were all removed. It was the same time when the RBS removed the 0 balance transfer offer.

In one of the statements, NatWest made clear that they had no intention to offer 0% introductory benefits to new or existing credit card users.

NatWest Credit Card 0 balance transfer

The Natwest credit card balance transfer is now available to the new customer at 0% for the 19th month on balance transfer. The card comes with 2.9% balance transfer fee and a 24.9% ARP variable. The card also offers introductory benefits on purchase.

The NatWest credit card 0 balance transfer offer was only available to the NatWest customers. To apply for the card, you must have a savings account, credit card, current account, or mortgage with NatWest. This offer was also removed in September month last year.

NatWest Purchase & Balance Transfer

NatWest Credit Card Features

Here are some of the important features of the Natwest Credit Card:-

• You won’t pay any extra money on balance transfers for 19 months after you open the account.
• There is a small 2.9% fee when you transfer your balance.
• 0% on purchases for 19 months after you open the account.
• You can lock and unlock your card using an app.
• You can check and manage your card anytime online or by phone.
• There is no yearly fee for having the card.

NatWest Credit Card Application Criteria

Here are some simple criteria to apply for the Natwest card:-

• You live in the UK.
• You make at least £10,000 each year.
• You are 18 years old or older.

NatWest Credit Card balance transfer for Existing user

Customer who already have NatWest Credit Card are not eligible to apply for the fresh card. Many people in the United Kingdom know that UK credit card providers don’t allow balance transfers from one card to another credit card of the same company.

Lets understand from an example, suppose if you want to transfer your balance from NatWest to an RBS credit card then being the same company it is not allowed according to the UK credit card provider. You can transfer the balance from the card of another company, like the HSBC balance transfer card.

Many credit card in the Uk also offer 0% balance transfer like the NatWest Credit Crad.You can read more about the other 0% balance transfer credit card.

NatWest credit card latest Update

In the news, NatWest announced that the company is going to buy the main banking business of Sainsbury’s.

NatWest is going to take over the credit cards from Sainsbury’s Bank in March 2025. We don’t know yet if this will change Sainsbury’s balance transfer offers.

In the UK, you can do a balance transfer online. When you apply for a new credit card, you might also apply to move your balance from an old card. It usually takes just a few days for the balance transfer to happen.

Most credit cards in the UK use either Visa or Mastercard. These types of cards can be used in many places all over the world.

NatWest credit card minimum payment

The “Minimum Payment Plus” is the smallest amount you have to pay each month but it usually includes extra money to help you pay off your card faster. It will always cover your regular minimum payment, any special plan payments, and any fees. The goal is to pay at least double the interest you owe plus £1.

For example, if you owe £3,000 and have an interest rate of 18.9%, you’ll be charged £43 in interest. Your regular minimum payment would be £73, but the Minimum Payment Plus would be at least £87.

Check your latest statement or the mobile app to see exactly what you need to pay.

The regular minimum payment is usually 1% of what you owe, plus any extra charges or fees. This amount can change each month based on how much you still owe.

Conclusion

With the NatWest Credit Card 0 balance transfer, you can move your credit card debt and pay no extra fees for a set time. The Minimum Payment Plus helps you pay off what you owe faster by including a bit more than just the interest.

The amount you need to pay might change each month, so always check your bill or the app. This way, you quickly stay on top of your payments and reduce your debt.

I hope I have cleared your queries. If you have any questions, please write in the comment section, and if you like our article, do share it with your friends and relatives with similar interests.

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Ella

Hello! I’m Ella Patel, a blogger based in India with a strong specialization in the finance sector. My journey into the world of finance and writing is a blend of academic achievements and professional experiences, which I am excited to share with you