Chrome Credit Card Review 2025 : www.vanquis.co.uk

If you are thinking about the Chrome Credit Card by Vanquis, you are not alone. Many people with limited or poor credit history look for simple credit-builder options.

In this Chrome Credit Card review, we will look at everything you need to know about this card in 2025.

Is the Chrome Credit Card Still Available in 2025?

As of 2025, Vanquis no longer offers the Chrome Credit Card to new customers. This means you can’t apply for it anymore. You can continue using and managing the card through the Vanquis mobile app or website if you’re already a cardholder.

If you are looking for other low-interest options, check our updated guide on the best low interest credit cards.

Overview of Chrome Credit Card

Here is a quick overview of Vanquis chrome credit card. You will have a quick idea at just looking at this table.

Feature	Detail
Best for	People building or rebuilding their credit
Representative APR	29.50% (variable)
Annual Fee	None
Introductory Offers	None
Perks	No rewards or cashback
Credit Limit	Starts from £250, reviewed every 5 months (up to £4,000)

Although the card is closed to new applicants it’s still a solid choice for those who already have it.

Pros and Cons of the Chrome Credit Card

Lets have a quick look at the pros and cons of Chrome credit card which helps to decide whether this is fit for your financial needs.

Pros	Cons
🔹 29.50% APR is one of the lowest for credit-builder cards.	🔻 You won’t earn any points, perks, or offers.
🔹 Your limit may increase every 5 months if you pay on time.	🔻 Initial credit limit can be as low as £250.
🔹Get email and text alerts so you never miss a due date.	🔻 3% or £3 per transaction (whichever is higher).

Trustpilot Reviews of Chrome Credit Card

Wondering what other users think? Vanquis, the issuer of the Chrome Credit Card, has earned strong feedback on Trustpilot.

⭐ Trustpilot Rating: 4.2 out of 5 – Rated Excellent by over 28,000 users

Here are some real user reviews:

“As my first credit card, it’s been super easy to register and use. The interest is reasonable, and their app makes payments and tracking spending super easy.”

“Helped me out a lot and great for building a poor credit score.”

“Really easy application process and the app is also incredibly easy to understand and use to manage my card.”

“Great card and service. Always comes in handy for my fuel for work, and other things. Excellent and easy Direct Debit to pay my bills.”

These reviews show that users appreciate the simplicity, reliability, and mobile management features of the card.

Managing Your Chrome Credit Card Account

If you already have the Chrome Card, managing your account is very simple. You can access multiple features using the Vanquis app.

• Check your balance
• Set up Direct Debits
• Track your spending
• Make payments

Just log in to the Vanquis app or use their online portal. Both are designed to help users stay on top of their payments and credit usage.

How to Check Chrome Credit Card Eligibility

Although the Chrome Card is not open to new applicants, you can still check if you qualify for similar products. Use the Vanquis eligibility checker for a quick result. It’s a soft check so it won’t impact your credit score.

Best Alternatives to the Chrome Credit Card in 2025

Looking for a similar card? Here are some good alternatives that you can apply for today:-

1. Tesco Foundation Credit Card

• Designed for people new to credit.
• Offers Clubcard points on purchases.

2. Marbles Credit Card

• Simple application process.
• Helps build credit score over time.

3. Post Office Money Classic Credit Card

• No annual fee.
• Good mobile management tools.

Each of these cards is suitable for people with limited or poor credit history. You will want to compare rates and features before applying.

Conclusion

If you already have the Chrome Credit Card, it’s still a decent option. The APR is lower than most credit-builder cards, and the mobile app is user-friendly.The credit limit increases over time if you manage your card well.

But if you are a new customer, you will need to consider other cards since Chrome is no longer open for new applications.